11/15/2023 0 Comments Capitol one bank usa n.a![]() ![]() Account fees (e.g., monthly service, overdraft) may apply to Wells Fargo account(s) with which you use Zelle ®. Your mobile carrier's message and data rates may apply. For more information, view the Zelle ® Transfer Service Addendum to the Wells Fargo Online Access Agreement. To send or receive money with a small business, both parties must be enrolled with Zelle ® directly through their financial institution’s online or mobile banking experience. Payment requests to persons not already enrolled with Zelle ® must be sent to an email address. The Request feature within Zelle ® is only available through Wells Fargo using a smartphone. Neither Wells Fargo nor Zelle ® offers a protection program for authorized payments made with Zelle ®. For your protection, Zelle ® should only be used for sending money to friends, family, or others you trust. Transactions between enrolled users typically occur in minutes. checking or savings account required to use Zelle ®. Enrollment with Zelle ® through Wells Fargo Online ® or Wells Fargo Business Online ® is required. Wells Fargo and Fair Isaac do not provide credit repair services or advice or assistance with rebuilding or improving your credit record, credit history, or credit rating.įICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.Ģ. Wells Fargo and Fair Isaac are not credit repair organizations as defined under federal and state law, including the Credit Repair Organizations Act. Wells Fargo looks at many factors to determine your credit options therefore, a specific FICO ® Score or Wells Fargo credit rating does not guarantee a specific loan rate, approval of a loan, or an upgrade on a credit card. Please note that the score provided under this service is for educational purposes and may not be the score used by Wells Fargo to make credit decisions. Availability may be affected by your mobile carrier’s coverage area. Eligible Wells Fargo consumer accounts include deposit, loan, and credit accounts, but other consumer accounts may also be eligible. You must be the primary account holder of an eligible Wells Fargo consumer account with a FICO ® Score available, and enrolled in Wells Fargo Online ®. I'm not sure what to do since Equifax won't remove the hard inquiry and Capital One has no idea what I'm talking about.1. ![]() There is nothing to prove any identity theft besides this incident. I sent Capital One a copy of my credit report and highlighted the part where they pulled the hard inquiry, but haven't heard back. ![]() I contacted Equifax (because that's the credit report it shows up on) and they investigated and said it's a legitimate claim by Capital One. I've spoken to Capital One over the phone a couple times, but they haven't been able to find the hard inquiry on their system and claim it never happened. I haven't applied to ANYTHING for ANY company over the previous months: no new credit cards, mortgages, loans - none! And especially that the hard inquiry was pulled on the day I got married, I'm 100% sure this wasn't me, or anyone I know who could have done it on my behalf. I only found out a couple weeks later via Credit Karma. On, Capital One pulled a hard inquiry on my account. Here, please treat others with respect, stay on-topic, and avoid self-promotion.Īlways do your own research before acting on any information or advice that you read on Reddit. Get your financial house in order, learn how to better manage your money, and invest for your future. 4851 COX ROAD, GLEN ALLEN, VA, UNITED STATES 23060. Banking Megathread: FDIC, NCUA, and your cash.Private communication is not safe on Reddit. Scam alert: Ignore any private messages or chat requests. ![]()
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